Payment Options
Discover our Payment & Insurance details, where we simplify insurance processes and payment options, offering you clear guidance and peace of mind.
Long Term Care Insurance
Long-Term Care Insurance provides policyholders with a daily benefit amount (up to a specified limit) to cover long-term personal and custodial care services. These policies are designed to assist with daily living activities but often have restrictions on coverage duration and amount. If you're unclear about your policy specifics, our specialists are here to help. We offer complimentary insurance reviews to clarify your policy details and assist you in initiating a claim for your care services.
We can assist you with most Long-Term Care insurances
-
Ability Insurance
-
American Heritage
-
Banker’s Life
-
Blue Cross Blue Shield Long Term Care
-
Conseco
-
CNA Group
-
Constitution Life
-
Continental General
-
Jackson National
-
John Hancock
-
Kanawha
-
Lincoln
-
AF & L
-
Metlife/Brighthouse/Genworth
-
Mutual of Omaha
-
New York Life
-
Penn Treaty
-
SHIPP
-
Triplus/National State
-
Union Labor
-
Unum
-
Washington National
Please call us if your long-term policy is not listed above.
Ways To Cover Cost
Permanent and Whole Life Insurance Policies
If you hold a permanent or whole life insurance policy, you may be able to take out a loan against it to access cash for covering your home care expenses.
Life Settlements
Seniors can opt to sell their existing insurance policy to a third party in exchange for a lump sum cash payment. This one-time payout provides immediate funds that can be used to cover home care expenses.
Private Pay
Seniors often use their personal funds to cover the cost of their home care services.
Reverse Mortgage
A reverse mortgage is a loan available to homeowners aged 62 and older, enabling them to convert their home equity into accessible cash. Many seniors use this option to help cover their home care expenses.
Veteran Benefits
If you’re a veteran who served at least 90 days of active duty, including one full day during wartime, and you need help with daily living activities, you might be eligible for Aid and Attendance benefits. We can connect you with a certified veteran agent who will guide you through the application process.
